Union Bank Credit Officer Recruitment 2017

Union Bank Credit Officer Recruitment 2017

Union Bank Credit Officer Recruitment 2017

Union Bank Credit Officer Recruitment 2017 :Union Bank of India has released a notification for the recruitment of 200 Credit Officers. Interested candidates may check the eligibility criteria and apply online from 04-10-2017 to 21-10-2017.
More details about Union Bank of India Recruitment (2017), including number of vacancies, eligibility criteria, selection procedure, how to apply and important dates, are given below:

Vacancy Details:
Post Name: Credit Officer
No. of Vacancies: 200
Pay Scale: Rs. 31,705-45,950

Union Bank Credit Officer Recruitment 2017

Job Location: All India

Eligibility Criteria for Union Bank of India Recruitment (2017):
Educational Qualification: Candidates should have passed Bachelor’s Degree in any stream from a recognised university.
Age Limit (as on 04-10-2017): Minimum 23 years and Maximum 32 years
Selection Process: Selection of candidates will be made on the basis of Written Examination and Personal Interview.

Union Bank Credit Officer Recruitment 2017

Application Fee: General/UR/OBC candidates have to pay Rs. 600 and SC/ST candidates have to pay Rs. 100 through online mode using Net-banking/Credit or Debit Card.
How to Apply: Interested and eligible candidates may apply online through Union Bank of India website – https://www.unionbankofindia.co.in/ – from 04-10-2017 to 21-10-2017.
Important Dates: 
• Starting Date of Online Application: 04-10-2017
• Last Date of Online Application: 21-10-2017

Union Bank Credit Officer Recruitment 2017

Job Profile

Credit officers, also referred to as loan officers, facilitate lending from financial institutions to individuals and businesses. People use credit to buy houses, cars and expensive consumer items. In addition, individuals use credit to pay for higher education. Companies use credit to start small businesses, buy inventory and invest in equipment and other large purchases. In addition to facilitating lending, credit officers may help problematic borrowers find unconventional loans. Credit officers typically help clients complete the loan application process. A client first contacts the lending institution through a phone call, branch visit or online application. Then, the credit officer gathers the client’s financial information and assesses the client’s ability to repay the loan. Credit officers will explain the different options the client has based on the client’s assets, creditworthiness and potential collateral. Credit officers are responsible for assessing and verifying the client’s financial information and helping the client get through the often complex loan process. Credit officers who deal with commercial transactions often spend much of their time outside the office, often visiting client’s homes and offices. They often rely on information technology with laptop computers and smart phones to keep them connected to the office. It is common for a credit officer to work out of her car or home. However, credit officers who deal with individual consumers usually work from an office. Overall, credit officers mostly work a typical 40-hour week.

Union Bank Credit Officer Recruitment 2017

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